Net worth
Everything you own and owe, in one number, tracked month by month.
Net worth is your assets minus your liabilities, in your base currency.
Manual assets
Family car · Vehicle€9,500
Liabilities
Mortgage · 3.1%€118,000
Your history
Change the apartment's value and watch net worth update. Amounts in other currencies are converted at sample rates, and the dated rate line in the app says which rates were used.
What's included
| Assets | Liabilities |
|---|---|
| Checking and savings accounts | Credit card accounts |
| Investment accounts (their total value) | Loan accounts |
| Manual assets: property, vehicles, crypto wallets and more | Manual liabilities, such as a mortgage or private loan |
Imported holdings aren't counted again; the investment account's balance already includes them.
Amounts in other currencies are converted at the latest exchange rates. If a currency has no rate, it's left out and named under the total.
Manual assets and liabilities
Track what a bank can't see.
- Add asset: a name, a type (Real estate, Vehicle, Watch, Art, Wine, Jewelry, Crypto wallet or Other), its value and currency.
- Add liability: a name, the outstanding balance and currency, and optionally the interest rate and monthly payment.
Select an item to update its value. Past snapshots keep the values they recorded.
Snapshots
A snapshot saves your net worth for the month, so you can see your trend.
- Euporia takes one automatically each night for your personal space.
- Select Record snapshot to save one now. There's one snapshot per month; recording again replaces this month's.
- A snapshot can't be recorded while any amount lacks an exchange rate.
Your history charts snapshots over 6, 12, 24 or 60 months. It needs at least two snapshots. Snapshots made in a different base currency aren't shown.
Milestones
Euporia marks milestones as your net worth passes 10k, 25k, 50k, 100k and so on up to 10M. Add your own, such as First home, with a name and amount.
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